The first thing most people want to know about super is when they can get access.
When can I access my super?
Your age and personal circumstances decide when and how you can start accessing your super as a lump sum, a regular payment or a combination. And, depending on when you do, there are various things to think about, such as how you make sure you don’t end up being unnecessarily taxed.
BlueZone has plenty of information on super including when you can get access, including whether you can access this early. This also helps you find out if and when you can access the aged pension in Australia. It also explains the limited circumstances when you may be able to access your super early.
Can I keep working afterwards?
You can, and if you do, it makes sense to know how this might affect your super. If you haven’t permanently retired, you may still be able to access part of your super via a transition to retirement pension. This way you can explore new hobbies and start planning what you will do with your extra leisure time before you retire completely.