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The Superannuation Industry (Supervision) Act (SIS) maintains that it is imperative for the trustees of a Self-managed Super Fund (SMSF) to have an investment strategy within the fund, but it has been noticed that there are many SMSFs that actually lack this. Read More

Insurance review ia a critical part of Succession Planning. Learn why an insurance review is a critical part of succession planning. Read More

What are the different types of insurance cover available you and what are the benefits of each type. Read More

Debt consolidation involves the refinancing of expensive personal and credit card debt with a more cost-effective home mortgage facility. This strategy is suitable for clients who have equity in their home but are paying off a mortgage and also have other debts such as personal loans or credit cards. Read More

Determining Your Appropriate Asset AllocationAscertaining your individual financial situation and goals is the first task in constructing a portfolio. Important items to consider are age and how much time you must grow your investments, as well as the amount of capital to invest and future income needs. An unmarried, 22-year-old college graduate just beginning his… Continue reading Creating Investment Portfolios Read More

Monitor your investments from time to time. Check to see if they are performing according to your goals. If not, re-evaluate your investments and determine where changes need to be made. Determine if you need to change your risk profile. As you get older, you will want to take less risk. Be sure to adjust… Continue reading Ongoing monitoring and due diligence Read More

Before embarking on your investment planning journey, you need to establish your investment goals and objectives. To be able to do this you will need to: Understand your current financial situation. Be aware of how much disposable income you have available to invest. Look at your budget and determine how much money is left over for investments following… Continue reading Establishing Investment Goals and Objectives Read More

Before embarking on your estate planning journey, you need to know some key information before you start. Your Will is important, but did you realise there are four estate planning documents that play a crucial role in figuring out your estate planning strategy? Your Will design Enduring Power of Attorney Enduring Medical Guardian Attorney Super… Continue reading Understanding the situation Read More

This is a loaded question and ultimately depends on how much you want to protect your family’s wealth and if you have a company or trust structures. Cost is a notable factor, as Complex Wills with Testamentary Trusts are cost more but knowing you have the right type of Will design, is an investment that rewards… Continue reading Types of Wills Read More

Did you know your Will does not necessarily control your super entitlements or personal life insurance unless everything is aligned with your estate strategy and Will wording? If you jointly own your home, did you realise your Will may no longer control this asset as it might simply pass to your partner?How about if you have… Continue reading Scope of Wills Read More

It is critical to seek out estate planning specialists because having the right estate strategy is one of the most important decisions of your life. A wealth adviser will introduce you to many different strategies when it comes to allocating your wealth to ensure there are no loopholes or inconsistencies that could interfere with your intentions. One… Continue reading Expert help through an Estate Planning Lawyer Read More

Debt consolidation involves the refinancing of expensive personal and credit card debt with a more cost-effective home mortgage facility. This strategy is suitable for clients who have equity in their home but are paying off a mortgage and also have other debts such as personal loans or credit cards. Read More