I want to

Getting across your personal finances helps you manage your money and accounts. Free yourself from debt Combining old school budgeting and modern technology is a great place to start. The Wealth app can help you kickstart the process. You can see your inflows and outflows on a daily, weekly or monthly basis – whatever works for you. Cutting the… Continue reading Simplify my finances Read More

Take it step by stepPeople sometimes overlook how small things add up to a big plan. Instead of being overwhelmed by the castle in front of you, see how it’s made up of individual bricks. Mountaineers don’t make bigger strides as they conquer Everest, they just make more of them. Slow and easy can still… Continue reading Plan to achieve my business goals Read More

Do what you love. Sooner. If not now, when?Whether you want to learn to paint in Tahiti or volunteer to work with underprivileged kids, it’s likely to involve a trade-off involving both time and money. You might need a new budget to help realise your goal. Think about how many things you can vary short term versus things that… Continue reading Pursue a passion Read More

Give them the best chanceIt’s the extras that give your children the chance to find their best selves. Guilt-free family financingThe key here is no surprises. So when your daughter announces her end-of-term school trip, you can smile rather than roll your eyes – at least outwardly. By making a plan with a little more to… Continue reading Give them the best possible chance Read More

Merging finances with your partner means planning together Talk to meKnowing each other’s priorities is the first step towards sharing goals. You won’t get to the same place if you aren’t on the same path. If one of you wants a baby more than a holiday, it makes sense to talk about that now. So take your time.… Continue reading Plan for the future together Read More

Maximising your wealthYour wealth is hugely important, not just to help you day by day but to consolidate your future comfort. Clever financial planning can see your wealth bloom into a healthy retirement fund. But it can also benefit the rest of your family – your children’s education and their inheritance, for example.Once you’ve built… Continue reading Maximise and protect my wealth Read More

“Retirement is not the end of the road,  It is the beginning of the open highway.” The good news is you can live well when you retire. The better news is that by exploring these pages, you’re already on your way. The dream may be closer than you think These days retirement can mean more than a rocking… Continue reading Retire right Read More

The first thing most people want to know about super is when they can get access.   When can I access my super?   Your age and personal circumstances decide when and how you can start accessing your super as a lump sum, a regular payment or a combination. And, depending on when you do,… Continue reading Start accessing my super Read More

Your ideal car, holiday, deposit for a house, wedding or your child’s education – whatever you’re saving for, readiness and a realistic timeframe go a long way. Take it step by stepPeople sometimes overlook how the little things add up to a big plan. Instead of being overwhelmed by the mountain in front of you, picture… Continue reading Save for something big Read More

Good debts, bad debts All debt is not bad . Important to understand the difference between bad and good debt .   Almost everyone uses debt to finance their lives along the way. Experts distinguish between good and bad debt. Good debt can lead to potential positive outcomes (for example, when a mortgage leads to a… Continue reading Be debt-free Read More

The ins and outs of protecting your super package. In 2020, the federal government introduced laws called the Protecting Your Super package (PYS). It’s a big deal because it addresses important changes to superannuation that are here to stay. In fact, there’s even been an industry-wide campaign about how it’s time to check your super. The package aims… Continue reading Protect my lifestyle Read More