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Making investments Once you’ve established a particular investment is allowed under a fund’s investment strategy you can go ahead with the transaction. Generally, a fund will use a range of services providers such as stockbrokers, banks and property managers to complete the investment. Investment transactions should be managed through an SMSF bank account (cash account). When you… Continue reading What you need to know about SMSF Read More

Types of InvestmentsSMSFs allow you to have full involvement in the operation of your fund and to make decisions on how your super fund is managed. SMSF trustees are able to decide the fund’s investment strategy and choose the individual investments to implement that strategy.Investments are normally divided into asset classes. The main asset classes… Continue reading Types of investments in SMSF Read More

Tax and Self Managed Super Fund (SMSF)Superannuation is a tax advantaged retirement savings arrangement where employers, employees and those who are self-employed make contributions for fund members. The reason superannuation is considered to be a tax advantaged arrangement is because tax concessions are available at the time some contributions are made to the fund, the… Continue reading Tax and SMSF Read More

Key things you need to know about an SMSF Let’s take a look at the key things you need to know about setting up a Self Managed Super Fund (SMSF). Setting up a new SMSFSetting up a new SMSF requires a few things to be put in place to ensure it complies with superannuation laws. We can… Continue reading Setting up a new SMSF Read More

If you’re hoping to retire comfortably, making contributions into your super could be a great way to try to boost the amount of money you have to live off after you finish working. What’s more, the sooner you start, the greater the impact could be. Let’s take a look at the ins and outs of super… Continue reading Super contributions Read More

Many Australians have insurance inside their super account – the cost of which comes out of their super balance. It’s often seen as an added benefit that can help people in times of need. Why insurance is being cancelledSome people don’t realise they have insurance inside their super and may be paying for cover they don’t need or… Continue reading Insurance cancellations inside super Read More

Many superannuation plans include insurance as part of their offer. It’s often seen as an added benefit that can help in times of need. Insurance paid through super is a tax effective way to protect you and your family should anything happen to you. You may have decided to take out insurance cover after a… Continue reading Learn about insurance inside super Read More

The spouse contributions tax offsetIf your other half is a stay-at-home parent, working part-time or out of work, find out how adding to their super could benefit you both financially. If your spouse (husband, wife or de facto) is a low-income earner or not working at the moment, chances are they’re accumulating little or no super… Continue reading Spouse super contributions Read More

If you’ve made or are making an after-tax contribution into your super, you may be able to claim a tax deduction at tax time. Did you know, most working Australians can claim a tax deduction on after-tax super contributions they’ve made (such as when you transfer funds from your bank account into your super fund)?  How do… Continue reading Tax-deductible super contributions Read More

Salary sacrificing into super involves reducing your take-home pay to put more money away for your retirement. See what you need to know. Salary sacrificing into super is where you choose to have some of your before-tax income paid into your super account by your employer. This is on top of what your employer might pay you… Continue reading Salary sacrificing Read More

Australians have tracked down $860 million in lost super in just three months—are you interested in doing the same? You wouldn’t maintain two bank accounts, two home loans or two insurance policies without good reason. But when it comes to your retirement savings, for too many of us over the years it’s been a case of ‘out… Continue reading Find your lost super Read More

When it comes to superannuation, most funds offer a range of investment options. If there’s one thing certain in life it’s change. And generally your attitude towards saving and investing will change as you get older.How your super is invested when starting your first job may not be the right approach when you’re approaching retirement. Luckily… Continue reading What’s right for you? – Super Investment options Read More