Super Basics

While you generally can’t access your super until retirement, there are some specific circumstances where the law allows you to draw on your super early. These conditions can be summarised as:Compassionate groundsTerminal medical conditionPermanent incapacitySevere financial hardship Before applying to access your super under early release provisions, you should consider:consulting your financial adviser and/or Centrelink to confirm… Continue reading Accessing my super early Read More

Did you know that your superannuation can’t be included in your will unless you’ve specified certain instructions with your super fund first? What is a beneficiary in superannuation?A superannuation beneficiary is someone who can receive any proceeds from your super account when you die. By nominating a beneficiary, you’re telling your super fund who you’d like… Continue reading What happens to my super when I die? Read More

If you’re about to start a new job or already working, you might already know your employer has to make contributions to your super on your behalf.   What you may not know is that you can choose which super fund your hard-earned dollars goes into. That being said the choice you end up making… Continue reading Choosing a super fund Read More