Managing Super

If you’re hoping to retire comfortably, making contributions into your super could be a great way to try to boost the amount of money you have to live off after you finish working. What’s more, the sooner you start, the greater the impact could be. Let’s take a look at the ins and outs of super… Continue reading Super contributions Read More

The spouse contributions tax offsetIf your other half is a stay-at-home parent, working part-time or out of work, find out how adding to their super could benefit you both financially. If your spouse (husband, wife or de facto) is a low-income earner or not working at the moment, chances are they’re accumulating little or no super… Continue reading Spouse super contributions Read More

If you’ve made or are making an after-tax contribution into your super, you may be able to claim a tax deduction at tax time. Did you know, most working Australians can claim a tax deduction on after-tax super contributions they’ve made (such as when you transfer funds from your bank account into your super fund)?  How do… Continue reading Tax-deductible super contributions Read More

Salary sacrificing into super involves reducing your take-home pay to put more money away for your retirement. See what you need to know. Salary sacrificing into super is where you choose to have some of your before-tax income paid into your super account by your employer. This is on top of what your employer might pay you… Continue reading Salary sacrificing Read More

Australians have tracked down $860 million in lost super in just three months—are you interested in doing the same? You wouldn’t maintain two bank accounts, two home loans or two insurance policies without good reason. But when it comes to your retirement savings, for too many of us over the years it’s been a case of ‘out… Continue reading Find your lost super Read More

When it comes to superannuation, most funds offer a range of investment options. If there’s one thing certain in life it’s change. And generally your attitude towards saving and investing will change as you get older.How your super is invested when starting your first job may not be the right approach when you’re approaching retirement. Luckily… Continue reading What’s right for you? – Super Investment options Read More

Having a ‘job for life’ is mostly a thing of the past. Many Australians will change jobs a number of times during their career, and in doing so, may end up with multiple super funds. This could mean you end up paying multiple sets of fees that chip away at your retirement savings. Your super… Continue reading I have changed jobs Read More