Risk Mitigation

Insurance review ia a critical part of Succession Planning. Learn why an insurance review is a critical part of succession planning. Read More

What are the different types of insurance cover available you and what are the benefits of each type. Read More

Life is incredibly busy with work, family, pets, friends, running errands and socialising, so insurance may not always be at the forefront of your mind. It can be easier to just renew your insurance policy instead of reviewing it and looking at your options.  By not reviewing your insurance regularly, you are doing yourself a disservice.… Continue reading Reviewing your personal insurance policy Read More

The tax-deductibility of insurance premiums and taxation of benefit payments generally differs depending on whether the policy is held within a superannuation account or as a stand-alone non-superannuation policy. Holding cover through superannuation can hold some additional risks. For example, if you hold income protection cover solely through superannuation, you must be gainfully employed at the… Continue reading Taxability of Insurance Read More

A financial needs analysis is done to determine the current state of your finances and your future financial needs. A needs analysis ensures that you are not sold any financial product without an overall assessment of your finances and existing financial position.For example, in the past, a salesperson would have been able to sell you a… Continue reading Financial Need Analysis Read More

Life is incredibly busy with work, family, pets, friends, running errands and socialising, so insurance may not always be at the forefront of your mind. It can be easier to just renew your insurance policy instead of reviewing it and looking at your options.  By not reviewing your insurance regularly, you are doing yourself a disservice.… Continue reading Reviewing your personal insurance policy Read More

Protecting your loved onesYou’re working hard to take care of your family now – so it makes sense that you’ve already put a financial safety net in place that will protect them if you’re no longer able to provide for them in the same way, by taking out your current life insurance policy. Insurance can make… Continue reading What is life insurance? Read More

Many superannuation plans include insurance as part of their offer. It’s often seen as an added benefit that can help in times of need. Insurance paid through super is a tax effective way to protect you and your family should anything happen to you. You may have decided to take out insurance cover after a… Continue reading Learn about insurance inside super Read More