Retirement
You need a road map to plan for your retirement. Adequacy of funds at the time of retirement are important to ensure a lifestyle that you need to maintain after you have stopped working.
Saving for your future in your 60s
Coming into your 60s and with retirement just around the corner, but are you prepared? Here are some tips on how to make your move out of the workforce a smooth one.Your 60s are the time in which you’re most likely to retire – according to the Australian Bureau of Statistics, of the Aussies who… Continue reading Saving for your future in your 60s Read More
Saving for your future in your 50s
You may be thinking retirement may still be years away – but it could creep up on you. Find out how to boost your retirement savings and maximise your financial wellbeing, when you’re ready to ease out of the workforce or say goodbye to it completely. For many people, your 50s are your golden years, a… Continue reading Saving for your future in your 50s Read More
Saving for your future in your 40s
In your 40s retirement can start to feel a lot closer. The good news is, there’s still plenty of time to make decisions that could have an impact on your future financial wellbeing. Let’s start with the good news: studies show that your income peaks between the ages of 45 and 54. You’ll potentially have more… Continue reading Saving for your future in your 40s Read More
Saving for your future in your 30s
Some big life changes – and big expenses – can occur in your 30s. The key to maximising your retirement savings now is making savvy financial decisions. To save for retirement in your 30s, you might need to adopt the principle of delayed gratification. That is, being aware of what you can comfortably borrow and payback,… Continue reading Saving for your future in your 30s Read More
Saving for your future in your 20s
The sooner you start planning for your future, the better. Developing healthy budgeting and savings habits in your 20s can help you now – and set you up for future financial wellbeing. If you’re in your 20s, chances are that life could feel like a bit of a rollercoaster right now. Learning to juggle competing financial… Continue reading Saving for your future in your 20s Read More
How to save for retirement at every age
Retirement is a huge milestone that affects everything from our family and social lives to our finances. Plus, with the average Australian living to the age of 82.8 (that’s 80.7 for men and 84.9 for women), it’s a life stage that can continue for two decades or longer. So it makes sense to spend a… Continue reading How to save for retirement at every age Read More
Retire early
Thinking of early retirement, well having a plan can give your money the best chance of lasting the distance. Whether lifestyle preferences or circumstances beyond your control are behind your decision to retire early, you’ll need to make a plan to help your retirement savings last, while still enjoying a few of your favourite comforts in… Continue reading Retire early Read More
What to consider about insurance ahead of retirement
If retirement’s coming up on your horizon, make sure your plans stay on track. To do so it will be best to concentrate on things you can control, such as insurance. High premiums can chew away at your savings, at a time when they’re more important than ever. Under-insure and one day your floor may collapse,… Continue reading What to consider about insurance ahead of retirement Read More
How much do you need to retire comfortably in Australia?
Calculate how much money you might have, how long it will last and how much you’ll need in retirement, with our retirement calculators Working out how much is enough for retirement depends on many factors, such as your lifestyle, plans for the future, and the number of years you’ll spend retired. Additionally, estimating how much you’ll… Continue reading How much do you need to retire comfortably in Australia? Read More
Types of retirement and superannuation pensions explained
If you’re retirement planning and wondering how you can access your super via different types of retirement pensions, how these differ from the government’s Age Pension, and what you should know if you’re considering withdrawing your super as a lump sum, it’s a good idea to get across the information below. Keep in mind that… Continue reading Types of retirement and superannuation pensions explained Read More
Preservation Age
Are you considering retiring, well it can be helpful to understand what your preservation age is and how it affects your ability to access your super? You may have heard the words ‘preservation age’ but have no idea what it means, then read on. We explain what it is, the options available once you’ve reached… Continue reading Preservation Age Read More
What is the retirement age in Australia
You’ll be able to access your super between 55 and 60, depending on when you were born. And you’ll become eligible for the age pension at 65½, rising to 67 by 2023. But there’s no fixed retirement age in Australia so it’s up to you when you retire. You’ll need to take into account… Continue reading What is the retirement age in Australia Read More